In March I turn 65. I got a notice in the mail from The Curmudgeon’s PEBTF about what I need to do.

It’s amazing how confusing they can make instructions. I’m an intelligent woman and I had difficulty with them. I can’t imagine how rough it is for someone without much of an education.

We decided to call the SS administration to see if someone could make sense of the three pages of instructions, that the more you read, the less they made sense.

So glad we did. I was started on the process and even have an appointment with the local SS office in January all set up.