So I’m beginning to think I should write a book “What to do before you die to keep your family sane.”

Today I discovered he had an accidental death life insurance policy through the credit union. (I have no idea for how much, I think I was so shocked, I forgot to ask.)

All this I find out because the old account suddenly had an overdraft on it.

I had to run in to deposit a check anyway so I figured I’d find out WTF that was all about in person and not on the phone.

Turns out they’d taken out a payment the same day I’d paid on his visa card and they caused an overdraft. Funny thing, they’d been taking it out all along and I’ll get those funds refunded back to February.

The next thing I heard was…

Oh, and you need to make a claim since his death was accidental and he has this policy…

See my jaw hitting the floor?

I’d asked the gal who was helping me before if he’d had a policy and she didn’t find it. So we figured there wasn’t one. She’s on vacation and the guy that helped me found it.

Holy crap.

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